Within Minutes
» Water contamination spreads to other areas; increasing the scope and cost of your loss.

» Furniture, especially antique may stain carpet permanently.

» Moisture-sensative furniture finishes discolor.

» Paper goods are ruineed due to absorption, swelling and warping.

Within Hours
» Furniture delaminates or swells, legs begin to split.

» Pressed wood swells and disintegrates.

»Bacterial odor (sour) become apparent.

» Uncoated metal surfaces may begin to tarnish.

» Normal household odor becomes more apparent.

Within Days
» Fungi appear, along with a "musty" odor.

» Internal components in pianos and organs swell

» Drywall (sheetrock,gypcrete) sweels and disintegrates.

» Uncoated metal surfaces begin to rust.

» Door & Windo casings sweel and distort or delaminate.

» Electronic components may malfunction.

Within Weeks
» Fungi damages natural fibers, paper coverings on drywall, paneling, wood, etc.

» Wood components ward and split, while chemicals within wood dissolve, discolor or destroy finishes.

» Claim costs escalate dramatically; demolishing and replacing contaminated materials may be necessary

» Serious occupant health hazards about; and your liability increases.